Retail & private banking
Mortgage offers, credit decisions, KYC packs, account closure statements and arrears correspondence. The passphrase is usually a value the customer already holds — the last four digits of their IBAN, or a reference from a previous letter.
Typical trigger: AFM duty-of-care questions about whether a customer actually received a decision.
Insurance
Medical acceptance files, claim determinations, policy schedules and survey reports. Health data raises the stakes: a misdirected acceptance letter is a reportable breach, not an embarrassment.
Typical trigger: NEN 7510 obligations on the exchange of medical information.
Pensions
Value transfers, UPO statements, divorce settlements and early-retirement calculations. High volume, long retention, and recipients who may not have logged into a portal for a decade.
Typical trigger: portal abandonment — members who will open a link but never create an account.
Notarial & legal practice
Deeds of transfer, estate files, due diligence rooms and privileged correspondence. Professional privilege makes provable confidentiality a duty rather than a preference.
Typical trigger: a file that must demonstrably not have been read by the opposing party.
Healthcare & occupational health
Referral letters, diagnostic reports, and fitness-for-work assessments sent to employers who may see only the conclusion, never the file. Release policies differ per recipient class.
Typical trigger: splitting what the employee sees from what the employer sees.
Public sector
Benefit decisions, tax assessments, permit correspondence and inspection reports. Citizens cannot be required to install anything, and accessibility obligations are not optional.
Typical trigger: WCAG 2.2 AA and the obligation to reach every citizen, not just the digitally confident.